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Payment Settings

Dashboard · Payment Routing

Choose how received payments settle into your account.

By default every payment lands in your CoinPayments balance, where it stays until you withdraw it. From Payment Settings on the dashboard you can swap that default for automatic forwarding to an address — immediate, hourly, nightly, or weekly — and optionally convert into a different currency on the way in.

Settlement modes

Five options — pick per-currency on the dashboard
To BalanceDefault

Received payments sit in your CoinPayments wallet for later manual withdrawal. The simplest option — you choose when to move funds.

  • DestinationYour CoinPayments wallet balance
  • WhenAvailable after confirmation
  • ConversionOptional — convert into another currency on the way in (or out)
  • Best forHolding crypto until you decide to withdraw or convert.
To AddressImmediate

Received payments are forwarded to an address or wallet you specify as soon as they're confirmed on-chain.

  • DestinationAn external address or CoinPayments address you supply
  • WhenOn the same confirmation that credits the payment
  • ConversionOptional — convert into another currency before sending
  • Best forReal-time payouts to a cold wallet or exchange deposit address, or centralized holdings.
Hourly to AddressBatched · Hourly

Received payments accumulate, then ship in a single transaction once an hour. One on-chain transaction per hour instead of per payment.

  • DestinationAn external address or CoinPayments address you supply
  • WhenBatched every hour
  • ConversionOptional — convert into another currency before sending
  • Best forReducing on-chain fee load when payment volume is high.
Nightly to AddressBatched · Daily

Received payments accumulate, then ship daily at approximately midnight EST (GMT-05:00).

  • DestinationAn external address or CoinPayments address you supply
  • WhenDaily at approximately midnight EST
  • ConversionOptional — convert into another currency before sending
  • Best forPredictable daily cash flow with reduced fee overhead.
Weekly to AddressBatched · Weekly

Received payments accumulate, then ship every Sunday at approximately midnight EST (GMT-05:00).

  • DestinationAn external address or CoinPayments address you supply
  • WhenWeekly on Sunday at approximately midnight EST
  • ConversionOptional — convert into another currency before sendinge
  • Best forMinimising fee exposure for low-velocity payment streams.
Quick Tip

Accept payment in any supported currency, then automatically convert it to a stablecoin on the way in. Your customers pay in whatever coin they hold while you settle in a dollar-pegged asset — sidestepping crypto volatility without narrowing who can check out. Pick the conversion target per currency when you choose a settlement mode.

Where to configure

One screen on the dashboard
Settings are configured per currency. Pick a coin in Payment Settings, choose the settlement mode, fill in the destination address (where applicable), and save.
Payment Settings screen on the CoinPayments dashboard

Batched modes save on network fees

Hourly, Nightly, and Weekly modes consolidate multiple received payments into a single outbound transaction. You pay the network fee once per batch instead of once per payment — meaningful savings on UTXO chains and a small payout latency trade-off.

Disabling a currency

Stop accepting a coin entirely
Switch off coins you don't accept

You don't have to accept every coin. In Payment Settings, disable any currency you don't want to transact in — it then won't be offered to buyers at checkout or selectable when you create an invoice. A common step before going live: disable the LTCT test currency so it can never be picked for a real payment.

Where to next?

Pick the most useful next step.